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Category: Financial Education and Literacy

Read This Before Helping Friends and Family Financially

Read This Before Helping Our Friends and Family Financially Cover Image

Can We Borrow Some Money Until…? Does This Sound Familiar To You?  As we move farther along in achieving financial independence, more opportunities will arise to help out others in our life. Many times helping and blessing others is anonymous Read more…


Is it time to file your taxes? Avoid this mistake!

Is it time to file your taxes? Avoid This Mistake! Cover Image

Is it time to file your taxes? Avoid this mistake! Over the last few years, we have been taking active steps in transforming our mindset around money. During this process, we have had to get intentional on budgeting and managing Read more…


7 Goal Setting Steps for Cultivating Your Finances

Goal Setting Steps

  Have you ever wished you could erase your mistakes or simply start over with a clean slate? We spent many years making poor financial mistakes and we wanted to fix them but how? We wanted a fresh start on Read more…


Got Student Loans? These 4 Websites Can Help!

http://herthrivingjourney.com/got-student-loans-these-4-websites-can-help

  There are approximately 44 million individuals in the US living with debt. Accumulatively, they contribute towards more than 1.5 trillion dollars towards student loan debt as of 2018. Many are stating that the student loan debt has become a Read more…


Choosing The Right Financial Institution For You

http://cultivatingthemoneytree.com/choosing-the-right-financial-institution-for-you/

  Have you started on your journey to cultivating your money tree? Are you at a point in this journey where you are deciding how you will manage your money?   For those who have decided to manage their money through Read more…


Gain More Control With These Savings Accounts

http://cultivatingthemoneytree.com/gain-more-control-with-these-savings-accounts/

Have you ever heard that saying “Don’t work harder, work smarter”? Have you ever considered using that same motivation towards your personal finance goals? Gain more control over your money by allowing it to work smarter for you. To help Read more…


Why Are You Not Reviewing Your Credit?

Credit Reports

Why Credit Reports and Scores Matter Many of your financial decisions or lack of decisions can affect your credit reports and scores.  In return, your personal credibility can have an impact on many aspects of your life. Many of these Read more…


5 Ways To Take Control Of Your Money With A Tax Refund

http://herthrivingjourney.com/5-ways-to-take-control-of-your-money-with-a-tax-refund/

According to statistics reported by the IRS,  the average 2017 expected Tax Refund was $2,763.00.  There are many financial decisions that can be made to help greatly improve your financial circumstances. Especially when receiving an average tax refund of $2,700. Obviously, not Read more…


4 Money Concepts To Know To Take Control of Your Money

Money Concepts

There are four basic concepts of finances that can help you gain a clear vision of how to improve your money. Once these four concepts are understood then research can start on finding your financial status. We were able to Read more…