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Financial Education and Literacy

Improving your financial literacy so that you can gain the knowledge, skills, and habits necessary to make more informed and effective financial decisions throughout your lifetime.

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Read This Before Helping Our Friends and Family Financially Cover Image
April 19, 2020April 18, 2020Financial Education and Literacy Money Management

Read This Before Helping Friends and Family Financially

Can We Borrow Some Money Until…? Does This Sound Familiar To You?  As we move farther along in achieving financial independence, more opportunities will arise to help out others in …

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Is it time to file your taxes? Avoid This Mistake! Cover Image
April 2, 2023February 22, 2020Taxes

Is it time to file your taxes? Avoid this mistake!

Is it time to file your taxes? Avoid this mistake! Over the last few years, we have been taking active steps in transforming our mindset around money. During this process, …

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Goal Setting Steps
April 2, 2023May 5, 2019Financial Planning Mindset Shifts Money Goals

7 Goal Setting Steps for Cultivating Your Finances

  Have you ever wished you could erase your mistakes or simply start over with a clean slate? We spent many years making poor financial mistakes and we wanted to …

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http://herthrivingjourney.com/got-student-loans-these-4-websites-can-help
September 7, 2019October 16, 2018Debt Management Financial Education and Literacy

Got Student Loans? These 4 Websites Can Help!

  There are approximately 44 million individuals in the US living with debt. Accumulatively, they contribute towards more than 1.5 trillion dollars towards student loan debt as of 2018. Many …

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http://cultivatingthemoneytree.com/choosing-the-right-financial-institution-for-you/
April 2, 2023June 17, 2018Banking

Choosing The Right Financial Institution For You

  Have you started on your journey to cultivating your money tree? Are you at a point in this journey where you are deciding how you will manage your money?  …

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http://cultivatingthemoneytree.com/gain-more-control-with-these-savings-accounts/
April 2, 2023May 16, 2018Banking Financial Education and Literacy

Gain More Control With These Savings Accounts

Have you ever heard that saying “Don’t work harder, work smarter”? Have you ever considered using that same motivation towards your personal finance goals? Gain more control over your money …

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Credit Reports
April 2, 2023April 22, 2018Credit Management Financial Education and Literacy

Why Are You Not Reviewing Your Credit?

Why Credit Reports and Scores Matter Many of your financial decisions or lack of decisions can affect your credit reports and scores.  In return, your personal credibility can have an …

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http://herthrivingjourney.com/5-ways-to-take-control-of-your-money-with-a-tax-refund/
April 2, 2023March 29, 2018Money Management Taxes

5 Ways To Take Control Of Your Money With A Tax Refund

According to statistics reported by the IRS,  the average 2017 expected Tax Refund was $2,763.00.  There are many financial decisions that can be made to help greatly improve your financial circumstances. Especially …

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Money Concepts
April 2, 2023March 20, 2018Financial Education and Literacy Money Management

4 Money Concepts To Know To Take Control of Your Money

There are four basic concepts of finances that can help you gain a clear vision of how to improve your money. Once these four concepts are understood then research can …

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